Not just another finance app

Finance gone trucker.

Proven tools for real work weeks, built with truckers in mind. Stop digging through the rate con for the pickup number. It’s right there, small print and all.

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Net this week
$1,980
MPG · YTD
6.50
Cost per mile
$0.522
Data
Sample

Rate check

The rate they post. The rate you keep.

Rate check · Load #1210 · Sample

Oklahoma City, OK to Indianapolis, IN

Dry van752 loaded mi38 deadhead mi6.7 mpgDiesel $3.90

  1. PayPosted: $2,100.00 ÷ 752 loaded mi = $2.793/mi$2,100.00
  2. Deadhead38 mi to the shipper. The broker pays none of them.+38 mi
  3. Fuel790 mi ÷ 6.7 mpg = 117.9 gal × $3.90−$459.85
  4. Carrier cut0% on your own authority. Leased on? Your cut comes out here.$0.00
  5. Fixed + runningTruck note, insurance, tires, repairs. $0.50 × 790 mi−$395.00

Net$1,245.15

Posted, loaded miles$2.793

Net per mile, all miles$1.576/mi

Counted on all 790 miles, deadhead too. Same math as the Rate Check on the Loads screen, which fills in your MPG, diesel price and costs from your own history. Sample load, not customer data.

Features

Fifteen tools. One keychain.

It started as a profit and loss app. Now it’s what an owner-operator runs the truck with, from the rate con to the scale to the DOT reminder. On Solo the app reads your paperwork for you, and you always check it before it saves.

  1. Rate cons

    Every rate con looks different. On Solo, upload it and the app lays it out the same simple way every time: pickup number, appointment, temp and the notes nobody reads. No pickup number on it? You’ll see it in red.

    Solo and up
  2. To your GPS

    Tap the shipper or receiver address and it opens in Apple Maps or Google Maps. Or copy it and put it in your truck GPS.

    Every plan
  3. Profit per load

    Put the fuel, lumper, tolls and repairs on the load they belong to and see what that one load really made.

    Every plan
  4. Scale

    Take the guesswork out of scaling. Punch in your axle weights, or upload the scale ticket on Solo, and see where to slide your tandems. Reweigh to be sure before you roll.

    Every plan
  5. Scanner

    Scan your paperwork with your phone, like PODs, BOLs, receipts and permits, then share it or print it. No separate scanner app to pay for.

    Every plan
  6. Broker check

    Look up the broker’s authority with FMCSA before you book. On Solo, the app checks the rate con against it too. If something doesn’t match, you’ll see it.

    Deeper check on Solo
  7. Maintenance

    Save a repair or PM expense and the maintenance record starts itself. The monthly report that used to eat half an hour prints in a minute.

    Every plan
  8. Truck book

    Registration, insurance, IFTA license, annual DOT, CDL and medical card in one place, with a heads-up before one runs out.

    Every plan
  9. Insights

    See how the business is really doing: which brokers, lanes and fuel stops pay off, with the red flags at the top.

    Every plan
  10. Dashboard

    Your week on one screen: what you made, what fuel cost, your MPG and your rate per mile.

    Every plan
  11. Fuel and IFTA

    Log your diesel and reefer fuel at the pump. It works out your MPG and keeps your fuel ready for IFTA time.

    Every plan
  12. Expenses

    Tolls, lumpers, parking, repairs and DEF, each one with its receipt.

    Every plan
  13. P&L report

    See what you made this week and this year, per truck or all together. Print it or send it to your tax person.

    Every plan
  14. Savings planner

    Set money aside each week for repairs, tires, IRP, 2290, taxes and the next truck. It plans the money, it doesn’t move it.

    Every plan
  15. Take-home

    See about what you take home after fuel, bills, maintenance and your carrier’s cut.

    Every plan
The Loads screen: a rate check asking “should I take this load?” above a saved load from Columbus, Ohio to Dallas, Texas.
Loads. Rate check and saved load detail.
The Fleet screen: fleet net across two trucks, each with its own net, gross and rate per mile.
Fleet workspace. Trucks, driver assignments and combined net. Small Fleet plan, on the waitlist.
The OTRKeychain dashboard on desktop: net this week, gross, fuel, expenses, rate per mile and operating metrics, from a sample account.
Dashboard. Net, gross, fuel and rate per mile.

Real OTRKeychain screens from an isolated sample account. The names and figures are generic. No customer data is shown. Hover or tap a screen to clear the scan lines.

Phone screens

Same keychain. In your pocket.

Every section of the app, the way it looks on a phone. Swipe through all 13 screens.

  1. The OTRKeychain Jump to menu on a phone, with icons for Dashboard, Loads, Fuel, Scale, Expenses, P&L, Insights, Scan, Verify, Maint, Budget, Personal, Settings and Truck Book.
    Jump to menu. Every section of the app, one tap away.
  2. The Dashboard on a phone: net this week, operating cost per mile, gross revenue, loads, loaded miles, gross and net rate per mile and MPG, from a sample account.
    Dashboard. Net profit this week, gross revenue, loads, loaded miles and rate per mile.
  3. The Loads screen on a phone: a rate check button, new load with an Upload ratecon button, load totals, and three sample loads with route, pay and miles.
    Loads. Rate check, a new load, and this week's loads with pay and miles. Ratecon scanning is on Solo and up.
  4. The Fuel screen on a phone: fuel recap with average diesel price, gallons and total spent, an Upload receipt button, an IFTA report button and fuel history for three stops.
    Fuel. Fuel recap, fuel stops by city and state, and the IFTA report button. Receipt reading is on Solo and up.
  5. The Scale screen on a phone: an axle weight calculator with a truck and trailer diagram, Upload scale ticket, Enter manually, and trailer spacing per tandem hole.
    Scale. Axle weight calculator, scale ticket upload and trailer spacing. Ticket reading is on Solo and up.
  6. The Document scanner on a phone: Camera and Gallery buttons above a Documents folder for saved scans.
    Doc scanner. Snap paperwork with the camera or pick it from your gallery, and keep your saved scans in one place.
  7. The Expenses screen on a phone: buttons to add an expense, bill, credit or per diem, an Upload receipt button, and this month and year to date totals.
    Expenses. Add an expense or a credit, then see this month and year to date at a glance.
  8. The P&L report on a phone: Export CSV, QuickBooks and Save PDF buttons above a year to date summary with gross and net rate per mile, average MPG and average fuel price.
    P&L report. Export to CSV, QuickBooks or PDF, with a year to date summary.
  9. The Weekly cash plan on a phone: net this week, required set-aside, optional reserves and safe to pay yourself, above a maintenance reserve form.
    Savings planner and Take-home. A weekly cash plan: what to set aside, what is safe to pay yourself, and your reserves.
  10. The Truck Book on a phone: counts of valid, coming due and expired papers, then Registration, DOT Annual, Insurance, IFTA, Permits and Licenses, each with a status line.
    Truck book. Registration, DOT annual, insurance, IFTA, permits and licenses, each with its status.
  11. A Documents expiring soon pop-up on a phone: primary liability insurance expires in 27 days, with Remind me later, Dismiss and Open Truck Book buttons.
    Truck book reminder. A heads up when a paper is close to expiring, with a shortcut to the Truck book.
  12. The Maintenance screen on a phone: month picker, Print button, and vehicle info fields for the truck and trailer.
    Maintenance. A monthly log you can print, with truck and trailer details.
  13. The Verify screen on a phone: Rate fraud detector marked Beta, with Quick and Deep checks, Upload ratecon, and a broker lookup by MC number through FMCSA.
    Broker check. Beta Rate fraud detector, ratecon upload and FMCSA lookup. The deep review is on Solo and up.

Real OTRKeychain phone screens from the same isolated sample account, at iPhone size. The names and figures are made up, and this sample week is separate from the sample numbers elsewhere on this page. No customer data is shown.

How it works

Snap it. Track it. Know it.

Three steps. No data entry marathons, no end-of-month dread.

  1. Capture

    Snap the rate con, the fuel receipt or the scale ticket. On Solo the app fills in the load number, pay, gallons and weight, and you check it before it saves. On Basic you type it in.

  2. Track

    Save the load, the fuel and the lumper as you go. By Friday your week already adds up.

  3. Know

    See your real net and what every mile paid, deadhead included. Print the P&L or send it to your tax person.

Pricing

Save time. Know your real profit.

Stop piecing together paperwork on Sunday night. Your loads, receipts and reports stay in one place, so you know where you stand. Cancel anytime.

  • Basic

    $9/mo

    One truck. You type it in, and the app does the math.

    • 1 truck
    • Loads, fuel and expenses, with the profit on every load
    • Scan your paperwork with your phone, then share it or print it
    • Scale, truck book, maintenance, per diem and Rate Check
    • Quick broker check
    • Weekly and year-to-date reports to print or send your tax person
    • Works on your phone, tablet and computer
    Plan details

    For one truck that wants its paperwork and numbers in order, typed in by hand.

    • Loads, fuel, expenses and maintenance, with the profit on each load
    • Scan PODs, BOLs and receipts with your phone and share them
    • Scale: punch in your axle weights and see where to slide the tandems
    • Truck book with a heads-up before things expire
    • Per diem days and Rate Check on every load
    • Quick broker check
    • Weekly and year-to-date reports

    On Basic you type the rate con in yourself. The app reading your paperwork for you, and the deep broker check, come with Solo.

    Get Basic
  • Most popular

    Solo

    $25/mo

    One truck, and the app reads your paperwork for you.

    • Everything in Basic
    • 1 truck
    • Upload the rate con and the app lays it out: pickup number, temp and notes
    • Reads fuel receipts, repair receipts and scale tickets too
    • Up to 50 reads a day
    • Deep broker check with an FMCSA lookup
    Plan details

    For the owner-operator who wants the paperwork read for them.

    • Everything in Basic
    • Rate con read: pickup number, appointment, temp and notes, the same layout every time
    • A red line when the rate con has no pickup number
    • Fuel receipts, repair receipts and scale tickets read for you
    • Up to 50 reads a day
    • Deep broker check: the broker’s FMCSA authority against the rate con

    The app fills it in, and you check it before it saves.

    Start at $25/mo
  • Waitlist

    Solo 2-Truck

    $45/mo

    Everything in Solo, with a second truck kept separate.

    • Everything in Solo
    • 2 trucks, each on its own colored tab
    • Loads, fuel, expenses, maintenance and reports kept separate per truck
    • Assign a driver and set their pay rate
    • Up to 50 reads a day across both trucks
    • Your personal finance stays in
    • One login for both trucks
    Plan details

    For one owner running two trucks from the same Solo login.

    • Everything in Solo
    • Two trucks, each on its own colored tab
    • Separate loads, expenses, maintenance and reports per truck
    • Assign a driver and set their pay rate
    • Personal finance stays in

    It keeps the Solo screens. It doesn’t add the Small Fleet company console.

    Join the waitlist
  • Waitlist

    Small Fleet

    $65/mo

    Run up to five trucks from one company account.

    • Up to 5 trucks, each kept separate
    • The Solo tools, with up to 150 reads a day
    • Pick the truck on each load so nothing lands in the wrong one
    • Driver profiles, truck assignments and pay rules
    • CDL, medical card, registration and annual DOT dates for every driver and truck
    • Reports per truck and for the whole company
    • A company layout, without personal finance
    • Move up from Solo and keep your history
    Plan details

    For a company keeping up to five trucks in line from one account.

    • Separate trucks and assignments
    • Driver profiles and pay rules
    • CDL, medical card, registration and annual DOT dates
    • Reports per truck and for the whole company
    • Company layout without personal finance

    See the fleet screen in Features for the desktop workflow.

    Join the waitlist

Every plan is one account on your phone, tablet and computer. When the app reads something for you, you check it before it saves, and the reports come from what you save. Running more than five trucks? Bigger fleet plans are coming later.

Join the waitlist

Solo 2-Truck and Small Fleet are still getting their polish. Leave your email and we'll send one message when your tier opens. Nothing else.

FAQ

Straight answers.

Can it help me stay ready for IFTA, P&L, and maintenance reporting?

Yes. Record fuel by state and OTRKeychain organizes truck-diesel totals for an IFTA-oriented report. The loads, fuel, and expenses you save feed weekly, year-to-date, per-truck, or combined P&L exports. Maintenance records can be kept per truck or trailer with receipts and printed as a maintenance report. Reports reflect the records you enter, so review them against your source documents before filing or submitting.

What can the AI read?

On Solo plans and above, scan a ratecon or supported receipt and the AI can suggest fields such as load number, pay, broker, gallons, price, and weight. You review and confirm the suggestions before saving. Basic does not include AI scanning. Document scanning can also turn PODs and BOLs into clean PDFs.

Can I hand a report to my accountant?

Yes. After you record your loads and expenses, weekly and year-to-date P&L reports can be exported or shared as a clean PDF with your authority information.

Does it work for lease and owner-operator setups?

Both. Choose the setup that fits your operation, record your carrier percentage and recurring costs, and the app uses those entries to calculate load and report totals. Reefer fuel and per-diem can be tracked when you record them.

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Know where your money goes.

A trucker’s companion as useful as your GPS. It keeps your loads, expenses, deductions and reports straight, so you can see what you actually take home.

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